Self-employed National Insurance calculator

Estimate monthly National Insurance and health contributions using a supplied insured base and 2026 rules.

2026 estimate for an Israeli resident self-employed person aged 18 to retirement, with no salary income or special exemption. Supply an income base after relevant insurance and pension adjustments. Other cases need separate calculation.

2026 calculation rules · checked October 12, 2026

Calculation result

Complete the fields and select Calculate result. Enter 0 for costs that do not apply.

Calculated from your inputs. Figures are not saved or imported from your books. All amounts are in ILS. Results are rounded to two decimal places.

Official sources: Self-employed insurance rates

How is it calculated?

For the supported profile, the first ILS 7,703 uses 4.47% National Insurance and 3.23% health. The remainder up to ILS 51,910 uses 12.83% and 5.17%. The minimum base is ILS 3,442.

Worked example

An ILS 10,000 monthly insured base gives an estimated ILS 1,006.59 total: 7.7% of ILS 7,703 plus 18% of ILS 2,297.

Common questions

Should I enter turnover or business profit?

Enter the insured income base after statutory adjustments. Turnover or accounting profit may differ; this calculator does not calculate those adjustments.

From calculations to running your business

Use Makor to issue quotes, invoices and receipts and manage your business documents.

Create a Makor account